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Outer Banks Message BoardOuter Banks Message Board

Welcome to our Outer Banks Message Board, an interactive discussion forum for sharing knowledge and posting questions about the Outer Banks. Ask questions, share comments, and post recommendations about the Outer Banks. By participating on this message board you acknowledge that you have read and agree to any and all of the conditions in this notice.

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Topic: General Information 

Message Board Main Page >  General Information

Main Topic Post: General Information

Posted By: Guest
Subject: sept weather do we need insurance
to all the locals. what is weather in mid sept really like? sunny and warm?
would you get insurance?

 
Message Replies:

34703: RE: sept weather do we need insurance

4/28/2009 2:06:47 PM

Posted By: Guest
YES, Sept and Oct are the ones when you do want it. It's good for more than just weather.

34704: RE: sept weather do we need insurance

4/28/2009 2:08:52 PM

Posted By: Guest
The weather is often a week of rain and a week of sun in Sept. The water is still warm. Oct is a bit more varied but walking on the beach is no problem and it is still very nice, but you can get a few days of rain. The storms don't sneak up on you but the insurance is good for peace of mind, you can just stay here with the locals.

34717: RE: sept weather do we need insurance

4/28/2009 4:42:23 PM

Posted By: Guest
We normally go in September and have purchased the insurance each time we go. Better to be safe than sorry.

34718: RE: sept weather do we need insurance

4/28/2009 6:52:33 PM

Posted By: Rob
Insurance is cheap compared to losing a day, or several, off your vacation should there be a storm. The insurance should cover any event that interupts your vacation: death of a family member, illness, etc. Well worth the cost.

34721: RE: sept weather do we need insurance

4/28/2009 7:07:54 PM

Posted By: Nittany Lion
Been going in September for the past 15 years and have been very lucky w/the weather. With that said, you have to consider who you're travelling with... we go with my parents, now 80 & 77. Twice we've had to cancel due to their health issues and got all $$$ back -- well worth the price of insurance!

34730: RE: sept weather do we need insurance

4/28/2009 9:01:50 PM

Posted By: ohio
We have gone in Sept for 17 years and used the insurance twice. I vote for yes, get the insurance! Going in Sept is worth it.

34749: RE: sept weather do we need insurance

4/29/2009 8:42:29 AM

Posted By: Island Resident
Yes, September has the most hurricanes.

34755: RE: sept weather do we need insurance

4/29/2009 10:05:21 AM

Posted By: Guest
Tough call. You only get to use the insurance if there is a forced evacuation of your area. Understand that. If a storm washed everything out and makes the beach unusable, it pays you nothing. And typically, even with an evacuation, it only pays for the actual time in which the evac order is on. The days leading up to it and after it are not covered even if the beach is not nice.

I love September in the Outer Banks - my favorite time, but the insurance is definitely not an easy decision. In 10 years time at $100 a pop, I could pay for an entire week at the beach rather than eisk 1 or 2 days of compensation if/when a hurricane evac order comes. I've dogged a number of hurricanes over the years, but never in 20 years been forced off.

34767: RE: sept weather do we need insurance

4/29/2009 12:19:23 PM

Posted By: Guest
I would buy it in Sept.

34835: RE: sept weather do we need insurance

4/29/2009 9:01:55 PM

Posted By: Guest
Mid September is a great time to come as far as the temperatures & the crowds thinning out. However, you are still in Hurricane season. Sure you will be tracking the weather before you come. Before purchasing cancellation insurance find out what it covers. I personally would want the coverage to include the health end in the event you or someone else became ill & had to leave or there was an emergency back home as well as a storm that would require you to evacuate. For the cost of $100 considering what you have invested & I slept better at night I would purchase it.

34884: RE: sept weather do we need insurance

4/30/2009 10:40:50 AM

Posted By: Guest
You will be visiting in the height of hurricane season. Better safe than sorry. Here is a link to information about the travel insurance that Seaside Vacations offers their guests.

http://www.outerbanksvacations.com/VacationMotivators.htm

34895: RE: sept weather do we need insurance

4/30/2009 11:46:31 AM

Posted By: Guest
We go every Sept. and always buy insurance. There is always a hurricane either coming or going when we are coming or going.

34918: RE: sept weather do we need insurance

4/30/2009 2:37:49 PM

Posted By: Guest
We go in Sept always. 4 yrs out of 6 we just missed either a hurricane or tropical storm by a day or two either way. Never got trip insurance, but we're considering it, because we've come almost too close for comfort. Amazing how calm it is just after a storm though, but just before it can get interesting!

35294: RE: sept weather do we need insurance

5/4/2009 2:46:12 PM

Posted By: Guest
also always go in sept and usually spend the 100-150.00 bucks for insurance,never had to use it but when you spend 2200.00 for the house whats another 100,the weather is terrific,hot the oceans warm and most of the peeps have left

35411: RE: sept weather do we need insurance

5/5/2009 6:58:30 PM

Posted By: Guest
It only takes one hurricane without trip insurance to ruin a whole vacation. YES YES

35617: RE: sept weather do we need insurance

5/7/2009 4:07:37 PM

Posted By: beachbuggy
You should really always buy the insurance no matter what time of the year you come. You can never tell what might come up. But, as for the weather in September, it's absolutely beautiful. The water is warm, the temnperatures are warm and the kids are back in school. My husband and I love the beach in September and October!

35690: RE: sept weather do we need insurance

5/9/2009 8:12:32 AM

Posted By: local
Isabel made landfall here as a Category Two hurricane on September 18, 2003. A day or two before making landfall she was Category Five with winds of 160mph.
Please buy the insurance. As others have stated, it covers lots more than mandatory hurricane evacuations.

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